European
payments.
Open to explore.
Explore payment APIs, open banking and digital identity in one sandbox. Try PSD2 consent, SEPA transfers and EUDI wallet emulation with synthetic data—then discover how AI agents can act within explicit spending limits.
NO REAL FUNDS CONNECTED
Bring a question.
Find a way in.
Building an integration, exploring a wallet or investigating a payment? Start with the problem you have today, then try the mechanics in the portal.
Test a payment API
A practical checklist for consent, authentication, retries and the resulting payment records.
Explore EUDI wallet payments
See where wallet evidence fits, what to verify and how to frame a sandbox evaluation.
Understand IBAN/name checks
Match, close match, no match and unavailable: connect the check to the intended recipient.
Look up a payments term
24 practical definitions across open banking, SEPA, identity and payment operations.
Agents will pay. Someone has to prove they were allowed to.
Consent, payee checks and a ledger are the sandbox underneath. The mandate layer is built for what's coming next: software spending on a human's behalf, under an enforceable cap, with evidence an evaluator can inspect.
Four ways into the system.
One connected sandbox. Explore a single flow, or follow a payment from start to finish.
Permission comes first.
Grant access, inspect its scope, and revoke it. See exactly what a consent allows.
Make your first move.
Check a name against an IBAN, then initiate a synthetic SEPA credit transfer.
Read between the lines.
Explore accounts, balances, and transactions. Trace what was booked and when.
Leave a paper trail.
Follow payment history and inspect the sequence of events behind each transfer.
Less setup.
More figuring it out.
You bring the questions. The sandbox has demo accounts and payment details ready to explore.
- 01
Step into the portal.
Use the shared demo identity below to log in and explore the sandbox.
- 02
Put a payment through its paces.
Open Payments, review the demo account and payee, and submit a transfer. A payee check runs before initiation.
- 03
See what actually happened.
Open the payment detail and check its status. Explore account data and history to understand the result.
Your curiosity.
Our test money.
The demo identity is public and shared. Use the credentials here to enter the sandbox and start exploring.
- USERNAME
max.musterman- PASSWORD
12345- ENVIRONMENT
- Synthetic money
Does this move real money?
No. ZILLQ is a learning sandbox with synthetic accounts and funds. It is not a bank and does not connect your real bank account.
What can I learn here?
Explore the mechanics of European open banking: consent, account information, payee verification, payment initiation, and the resulting ledger activity.
Is this a private demo account?
No. These credentials are deliberately public, and the demo is shared. Keep names, account details, and other information synthetic.